Finance forum: Financial products 38 articles - 5.096 readings


In the financial market it’s possible to invest in a wide variety of financial products. A main distinction is made between stocks and bonds. Stocks allow investers to participate in a company through shareholdings. Issuing shares allows a company to raise capital. Bonds, on the other hand, are debt instruments that are issued on the market by some commercial enterprises or governments in order to collect resources. There are other very different financial products that differ on the basis of many criteria: the lender, the place of negotiation, the composition, the return and the risk, the markets of origin, the goods sector, maturities, etc.


Perpetual bonds: what are they, how do they work?

Posted on 20.05.2024

There is, at least in theory, a rather special type of bond, as it has no maturity date and distributes coupons virtually forever: these are perpetual bonds. But what are they and how do they work? What are perpetual bonds? Perpetual bonds are bonds that do not have a maturity date. This means that, on the one hand, they distribute coupons virtually forever and, on the other hand, put the issuer in the position of never having to repay the borrowed money again.   Niche financial ins ...

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The Resilience of Additional Tier 1 Contingent Capital Market in 2023 and outlook for 2024

Posted on 14.02.2024

2023 proved to be an eventful year for the Additional Tier 1 (AT1) Contingent Convertibles (CoCo) market, with one of the most significant occurrences being the full write-down of Credit Suisse’s AT1s. The forced takeover of Credit Suisse by UBS sent shockwaves through the banking sector and had a profound impact on the AT1 CoCo market.

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Investing in Swiss dividends and beating market indices

Posted on 16.11.2023

Many investors like dividend-paying stocks because they guarantee a steady cash flow in the portfolio. Their performance can also be better than some other stock market indices, as the example of a Swiss investment fund shows. The performance of a fund investing in Swiss dividend-paying companies The portal "Das Investment" (the article is signed by Sven Stoll) dedicated an article to Z-Capital Swiss Dividend, a fund investing in Swiss companies that pay dividends. As we read in &quo ...

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Investing in funds: better your own bank, an asset manager or an ETF provider?

Posted on 09.11.2023

Many investors face a choice between a variety of financial products, such as an investment fund. This choice also involves deciding whether it is better to use a bank, an asset manager or an ETF provider. ETFs also beat financial products that are labelled as 'higher-risk' These are often funds or financial products that are labelled as risky and yield-oriented. In reality, it is not uncommon for them to underperform index funds - ETFs that track a market index. So write Charlott ...

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How rising interest rates are changing saving in Europe

Posted on 16.10.2023

The ECB's interest rate hike has changed and is changing not only the economic outlook but also the savings scenario in European countries. Here are some examples (among many) from Germany, France and Italy. Overdraft rates rise in Germany The rise in interest rates has set in motion a situation, namely that of the credit market, which had remained relatively static for a long time. In Germany, for example, one of the consequences has been a rapid rise in interest rates on bank overdrafts, ...

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How do I invest £10,000?

Posted on 13.10.2023

An investment of £10,000 is a substantial sum that can be used to generate passive income or capital growth, or as a starting point for building a diversified portfolio and working towards long-term financial goals. However, you need to be able to clearly differentiate between financial products in terms of risk and minimum investment. Coordinate an investment and seek professional help Before briefly reviewing investment options, it is worth remembering that any investment should be def ...

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Earn (almost) risk-free with safe investments

Posted on 11.10.2023

At a time of great uncertainty, many investors are looking for safe investments: investments that offer some return but at the same time have a very low probability of causing financial loss to investors. But which products do investors consider to be the safest? Some of the financial products that are considered low risk Savings accounts offer higher interest rates than traditional savings accounts. They are offered by online banks and specialist financial institutions; although there are w ...

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Investing in bonds: when is the right time?

Posted on 09.10.2023

After a long period of low interest rates, bonds have returned to the forefront of financial news and, more importantly, investor interest. Investing in bonds From the investor's point of view, bonds are an investment instrument characterised by the payment of a fixed income and the repayment of the capital invested at the time of their natural maturity; from the issuer's point of view, they are considered to be debt instruments issued by governments, companies or supranational bodies ...

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20.05.2024 posted by WisdomTree

What's Hot: Supportive market outlook for corn and wheat in USDA’s first 2024/2025 forecasts

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