10/06/2022 - Variant Investments LLC: Fact Sheet

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Variant Alternative Income Fund (NICHX)

May 31, 2022

For use with accredited investors only

Income done differently

Fund summary

The Variant Alternative Income Fund offers investors efficient access to a diversified portfolio of unconventional income-generating assets. The Fund invests in niche market opportunities with strong cash flow characteristics and low correlations to public equity and bond markets. The Fund's primary objective is to provide a high level of current income. Capital appreciation will be considered a secondary objective. Variant, an innovator in alternative income investing, is led by an investment team with decades of experience investing in market niches. Interval funds provide investors such features as daily pricing, 1099 tax reporting, and quarterly liquidity with a fund-level gate of 5-25% of NAV. The interval fund structure allows accredited investors the opportunity to access less liquid, potentially higher yielding alternative investments.

Since inception performance1

Return2

Risk3

Sharpe4 Correl.5 Beta6

Variant | NICHX

8.93%

1.48%

5.28

T-bills | BBG 1-3 Mo7

1.12%

0.32%

-

-0.03

-0.15

IG bonds | BBG Agg8

1.10%

4.08%

(0.01)

0.17

0.06

High yield | BBG HY9

3.36%

7.99%

0.28

0.24

0.04

Hedge funds | HFRXGL10

2.08%

5.12%

0.19

0.17

0.05

Equity | S&P 50011

12.92%

16.99%

0.69

0.05

0.00

$1.50

Growth of $1,000,000

$1.45

Variant

$1.40

NICHX

$1.35

High yield

$1.30

$1.25

IG bonds

$1.20

$1.15

$1.10

Hedge funds

$1.05

$1.00

$0.95

$0.90

Sep-17Dec-17Mar-18

Jun-18Sep-18Dec-18Mar-19Jun-19Sep-19Dec-19Mar-20Jun-20Sep-20Dec-20Mar-21Jun-21Sep-21Dec-21Mar-22

Annualized return

Fund terms 12

Risk vs return

Fund assets:

$1,934 million

10%

Fund structure: Interval closed-end fund

9%

Variant

Qualifications:

Accredited Investor

8%

NICHX

Share class launch:

October 1, 2018

Subscriptions / NAV:

Daily

7%

Redemptions:

Qtrly 5%-25% of NAV

Distributions:

Quarterly

6%

Tax reporting:

1099

5%

Share classes:

Institutional

Ticker:

NICHX

4%

Min. investment:

$1,000,000

3%

Management fee13:

0.95%

High yield

Gross expense ratio:

1.78%

2%

Hedge funds

Net expense ratio14:

1.85%

Administrator:

UMB Fund Services

1%

IG bonds

Counsel:

Faegre Drinker

0%

Auditor:

Cohen & Company

0%

1%

2%

3%

4%

5%

6%

7%

8%

9% 10%

Distributor: Foreside Fund Services, LLC

Annualized risk | standard deviation

Monthly returns1

Year to date returns1

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

YTD

NICHX

BBG Agg8

BBG HY9

HFRXGL10

2017

0.12

0.19

0.42

0.73

Q417

0.73

0.39

0.47

1.50

2018

0.63

0.31

0.11

0.48

0.62

0.87

0.84

0.44

0.47

0.64

0.87

0.74

7.26

2018

7.26

0.01

-2.08

-6.72

2019

0.48

0.59

1.98

0.82

1.05

1.07

1.35

1.07

0.52

0.76

0.64

1.24

12.22

2019

12.22

8.72

14.32

8.62

2020

1.17

0.48

-0.50

-0.27

0.87

0.34

0.76

0.08

0.56

0.72

0.45

1.06

5.87

2020

5.87

7.51

7.11

6.81

2021

1.10

0.94

0.92

0.90

1.59

0.96

1.72

0.72

0.65

0.72

0.72

0.72

12.29

2021

12.29

-1.54

5.28

3.65

2022

0.68

0.60

0.72

0.86

0.49

3.40

2022

3.40

-8.92

-8.00

-3.31

Past performance is not indicative of future results.

  • Inception date is October 2, 2017. Returns are net total returns. Between October 2017 and September 2018, performance is quoted for the Variant Alternative Income Fund LP, the predecessor private fund that converted into the interval fund. The predecessor fund was, in all material respects, equivalent to the interval fund. The private fund track record was adjusted to reflect the interval fund's estimated expenses and expense limitations. Specifically, it reflects a management fee of 0.95% and fund expenses capped at 0.50%. The track record uses geometric returns and reflects the reinvestment of earnings. Results audited through April 30, 2021.
    2 "Return" reflects the annualized net return of the fund since launch in October 2017 through the as of date listed on the table.
    3 "Risk" is the annualizunaed standard deviation over the period.
    4 "Sharpe" is a ratio of the "Return" minus the T-bills index (as a measure of the risk-free rate) divided by "Risk". Generally the greater the value to the Sharpe Ratio, the more attractive the risk adjusted return.
    5 "Correl" depicts the correlation, or the performance relationship, between the Fund and the reference indices on a monthly basis over the period.
    6 "Beta" measures the volatility of the Fund relative to the reference indices over the period.
    7 "T-bills" & "BBG 1-3 Mo" refer to the Bloomberg U.S. Treasury Bills: 1-3 Months Index, which tracks the market for Treasury bills issued by the U.S. government with remaining maturities of 1 to 3 months.
    8 "IG bonds" & "BBG Agg " refer to the Bloomberg U.S. Aggregate Index, which is a broad-based flagship benchmark that measures the investment-grade, U.S. dollar-denominated,fixed-rate taxable bond market.
    9 "High yield" & "BBG HY" refer to the Bloomberg U.S. High Yield Index, which measures the U.S. dollar-denominated, high yield, fixed-rate corporate bond market. 10 "Hedge funds" & "HFRXGL" refer to the HFRX Global Hedge Fund Index, which is designed to be representative of the overall composition of the hedge fund universe.
    11 "Equity" & "S&P 500" refer to the S&P 500® Index, which is a market-value weighted index of equity securities.
    12 Please review the prospectus for a complete description of Fund terms, risks, charges and expenses.
    13 "Management fee" reflects the contractual rate paid on the average daily managed assets of the Fund on an annual basis, payable monthly in arrears and determined as of month end. Use of Fund leverage will increase the actual Management fee paid to the Investment Manager.
    14 The Expense Limitation and Reimbursement Agreement is in effect until October 31, 2021 and will automatically renew for consecutive one-year terms thereafter.
    Please note: The referenced indices are shown for general market comparisons. Investors cannot directly invest in an index and unmanaged index returns do not reflect any fees, expenses or transaction costs. Reference indices are provided for illustrative purposes only. There are no known published benchmarks or indices comparable to the investment strategies of the Fund.

About Variant Investments

Variant Investments, LLC, ("Variant") is an alternative investments manager based in Portland, OR. Variant was founded in 2017 and manages $1.9B in assets across two interval fund products, the Variant Alternative Income

Contact us

ir@variantinvestments.com

503.563.0700

10300 SW Greenburg Road

Suite 308

Portland, OR 97223

www.variantinvestments.com

Portfolio allocations as of May 31, 2022

# of asset

# of positions

Largest position

Commitments <

Direct

Leverage

19

1 yr total

3 yr total

1 yr distribution

classes15

than 1 yr16

investments17

return1

return1

rate18

11

68

6.0%

38%

71%

0.00%

9.99%

9.51%

5.97%

Asset class15

Asset class definitions15

Litigation finance: Senior loans or advances to law

firms and individuals backed by the receivables

from litigation claims

Portfolio finance: Bespoke financing solutions to

private funds secured by a diversified portfolio of

fund assets

Real estate debt: Privately-negotiatedlimited-term

bridge loans secured by commercial

properties,

including senior living, multi-family

and office

Royalties: Financing future royalty streams in both

music (song and performance recordings) and

commodities (oil and gas).

Secondaries in private credit: Acquisition of pre-

existing investor commitments to private credit

funds where the underlying assets are purchased

at a discount to NAV

Specialized real estate equity: Equity opportunities

with strong cash flows in niche real estate sectors,

including self-storage and specialized care

facilities

Specialty finance: Senior credit facilities provided

to other lenders and originators of risk assets,

secured by diversified pools of their origination

Commitment

16

Vehicle

17

Trade finance: Financing the acquisition and

transportation of goods from buyer to end seller

Tradeable securities & cash: Public securities held

for liquidity management purposes, including

MLPs, BDCs and preferred stocks

Transportation finance: Equity and debt

investments in aviation, shipping, rail, containers

and other transportation sectors

Warehouse facilities: Short-term financing

provided to an originator pending distribution to

end investors

0-3 mo's

3-12 mo's 12-36 mo's 36+ mo's

  1. Asset classes listed are the primary areas of investment for the Fund, as described in the "Investment Objective and Strategies" section of the prospectus. Each of the Underlying Funds has its own investment risks, and those risks can affect the value of the Underlaying Funds' shares and therefore the value of the Fund's investments.
  2. Commitment is the length of time until a majority of invested principal is expected to be returned or be available for liquidation. In the chart, "mo's" is used as an abbreviation for months.
  3. Vehicle describes the legal structure of the investment. "Direct investments" are the sum of securities & cash, credit facilities and SPVs. "SPVs" refers to special purpose vehicles.
  4. 1 yr distribution rate sums the quarterly distribution rates over the prior four quarters. The distribution rate is the amount of a Fund's distribution divided by the Fund's prior day market price. The distribution may include a combination of ordinary dividends, capital gain and return of investor capital as it has the potential to change during any given tax year.
  5. Leverage reflects the amount of borrowings by the Fund as a percent of Fund AUM.

The Variant Alternative Income Fund is a continuously-offered,non-diversified, registered closed-end fund with limited liquidity. There is no guarantee the Fund will achieve its objective. An investment in the Fund should only be made by investors who understand the risks involved, who are able to withstand the loss of the entire amount invested and who can bear the risks associated with the limited liquidity of Shares. A prospective investor must meet the definition of "accredited investor" under Regulation D under the Securities Act of 1933. Important Risks: Shares are an illiquid investment. You should generally not expect to be able to sell your Shares (other than through the repurchase process), regardless of how the Fund performs. Although the Fund is required to implement a Share repurchase program only a limited number of Shares will be eligible for repurchase by the Fund. An investment in the Fund is speculative, involves substantial risks, including the risk that the entire amount invested may be lost, and should not constitute a complete investment program. The Fund may leverage its investments by borrowing, use of swap agreements, options or other derivative instruments. The Fund is

  • newly-organizedclosed-end management investment company that has limited operating history and no public trading of its shares. The Fund is a non-diversified management investment company, meaning it may be more susceptible to any single economic or regulatory occurrence than a diversified investment company. In addition, the fund is subject to investment related risks of the underlying funds, general economic and market condition risk. Alternative investments provide limited liquidity and include, among other things, the risks inherent in investing in securities, futures, commodities and derivatives, using leverage and engaging in short sales. The Fund's investment performance depends, at least in part, on how its assets are allocated and reallocated among asset classes and strategies. Such allocation could result in the Fund holding asset classes or investments that perform poorly or underperform. Investments and investment transactions are subject to various counterparty risks. The counterparties to transactions in over the-counter or "inter-dealer" markets are typically subject to lesser credit evaluation and regulatory oversight compared to members of "exchange-based" markets. This may increase the risk that a counterparty will not settle a transaction because of a credit or liquidity problem, thus causing the Fund to suffer losses. The Fund and its service providers may be prone to operational and information security risks resulting from breaches in cyber security. A breach in cyber security refers to both intentional and unintentional events that may cause the Fund to lose proprietary information, suffer data corruption, or lose operational capacity. PANDEMIC RISK. The continuing spread of an infectious respiratory illness caused by a novel strain of coronavirus (known as COVID-19) has caused volatility, severe market dislocations and liquidity constraints in many markets, including securities the Fund holds, and may adversely affect the Fund's investments and operations. BEFORE INVESTING YOU SHOULD CAREFULLY CONSIDER THE FUND'S INVESTMENT OBJECTIVES, RISKS, CHARGES AND EXPENSES. THIS AND OTHER INFORMATION IS IN THE PROSPECTUS, A COPY OF WHICH MAY BE OBTAINED FROM (877) 770-7717 OR WWW.VARIANTINVESTMENTS.COM. PLEASE READ THE PROSPECTUS CAREFULLY BEFORE YOU INVEST. Foreside Fund Services, LLC, distributor. tnairavediserof

Disclaimer

Variant Alternative Income Fund published this content on 10 June 2022 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 10 June 2022 09:35:11 UTC.

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