06/08/2025 - Jones Lang LaSalle Inc.: Second Quarter 2025 Supplemental Slides

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8 J H T S I V Z F W Y J W N S I Z X Y W ^ M N L M Q N L M Y X



Capital markets industry highlights

Benchmark yields, 2006 - June 2025

Real estate investment volumes by region, 2007 - Q2 2025

Direct investment volumes (US$ billion)





7%

6%

5%

4%

3%

2%

1%

0%

2006

2007

2008

2009

2010

2011

2012

2013

2014

2015

2016

2017

2018

2019

2020

2021

2022

2023

2024

2025

Q2 2023

Q2 2024

Q2 2025

-1%

1M SOFR

10-year Treasury

Euro Area 10-year Government Bond Yields

Asia 10-year Government Bond Yields

1,400

Asia Pacific EMEA Americas

1,275

1,075

884

615

713

155 157 179





1,200

1,000

800

600

400

200

2007

2008

2009

2010

2011

2012

2013

2014

2015

2016

2017

2018

2019

2020

2021

2022

2023

2024

0

Second Quarter Highlights

  • The pace of growth in global direct investment moderated in the second quarter to 13% local currency (14% USD) from 36% local currency (30% USD) in Q1 2025 as geopolitics, trade policy and fiscal uncertainty impacted investor sentiment.

  • Growth in the quarter was across all three regions, with Americas investment activity up 19% local currency (18% USD), Asia Pacific up 17% local currency (15% USD) and EMEA up 3% local currency (6% USD).

  • Debt markets remained resilient, with debt originations outpacing growth in direct transactions for the quarter as increased refinancing activity continued.



Notes:



  • Source: JLL Research, July 2025, FRED Economic Data; Benchmark yields data as of June 2025

  • Real estate investment includes office, multifamily residential, retail, hotels, industrial, mixed use, healthcare and alternatives sectors. Excludes entity-level and development transactions.

    Capital markets industry trends

    Dry powder in closed-end funds, 2007 - 2024

    $729

    $665

    $676

    $593 $585

    $168

    800

    Quarterly investment volumes by sector, Q2 2023 - Q2 2025

    Living / Multi-housing Office Industrial & Logistics Retail Hotels & Hospitality

    600

    100

    US$ Billions

    US$ Billions

    75

    400

    50

    200

    25

    0 0

    2007

    2008

    2009

    2010

    2011

    2012

    2013

    2014

    2015

    2016

    2017

    2018

    2019

    2020

    2021

    2022

    2023

    2024

    Q2

    2022

    Q3 2022

    Q4 2022

    Q1 2022

    Q2 2023

    Q3 2023

    Q4 2023

    Q1 2024

    Q2 2024

    Q3 2024

    Q4 2024

    Q1 2025

    Q2 2025

    Global fundraising for closed-end funds Share of investment volume by sector

    300

    250

    US$ Billions

    200

    150

    100

    50

    0

    100%

    $266 $246

    $206

    $171 $182

    49

    46

    30

    41

    27

    24

    37

    47

    35

    $57

    $73

    24

    $89 $102

    35

    48

    33

    12

    13

    14

    13

    47

    19

    16 18

    20 16 18

    47

    30

    25

    11

    45

    20

    27

    31

    46

    32

    42

    29

    65

    24

    55

    27

    53

    39

    43

    62

    $183

    46

    37

    99

    73

    $144 $143

    $153 $149

    $113 $123

    66

    47

    $162

    40

    30

    $125

    19

    24

    48

    62

    45

    72

    18

    41

    29

    47 47

    38

    56 54

    69

    23

    $89

    49

    36 40

    22

18

46

75%

50%

25%

2007

2008

2009

2010

2011

2012

2013

2014

2015

2016

2017

2018

2019

2020

2021

2022

2023

2024

H1 2025

0%

5%

7%

24%

5%

8%

20%

6%

7%

15%

4%

10%

6%

14%

5%

7%

7%

15%

6%

8%

15%

6%

7%

15%

25%

24%

35%

21%

21%

23%

39%

37%

22%

20%

24%

24%

21%

14%

10%

15%

10%

20%

23%

33%

31%

26%

27%

28%

5%

2010 2015 2018 2021 2022 2023 2024 H1 2025



Notes:

Q1

Q2
Q3
Q4

Living / Multi-housing Industrial & Logistics Office Retail Hotels & Hospitality Other

  • Source: JLL Research, July 2025, Preqin, as of July 17, 2025; Upward revisions to prior years dry powder were made in July 2025 by Preqin

    Office leasing industry highlights

    Global office leasing volumes by region, 2007 - Q2 2025 Rental growth for prime office assets, annual

    20.4%

    6.4% 8.1%

    2.4% 2.8% 4.6% 4.1% 3.4% 4.2% 4.7% 4.0%

    2.9%

    3.1% 3.2%

    (2.5)%

    -2.4%

    -0.1%

    -0.1%

    (17.6)%

    30%

    North America
    Europe
    Asia Pacific

    41

    32

    36

    33

    36

    9

    10

    10

    50

    40

    Millions sqm

    30

    20

    10

    2007

    2008

    2009

    2010

    2011

    2012

    2013

    2014

    2015

    2016

    2017

    2018

    2019

    2020

    2021

    2022

    2023

    2024

    Q2 2023

    Q2 2024

    Q2 2025

    2007

    2008

    2009

    2010

    2011

    2012

    2013

    2014

    2015

    2016

    2017

    2018

    2019

    2020

    2021

    2022

    2023

    2024

    Q2 2025

    0

    20%

    Rental Change (y-o-y %)

    10%

    0%

    -10%

    -20%

    Second Quarter Highlights

    • Office leasing demand held firm in the second quarter despite longer deal timelines, with global office leasing volumes up 4% versus the prior-year quarter, led by Asia Pacific up 18%; North America was up 1%, while EMEA was down 5%.

    • In Asia Pacific, growth was across most major markets, led by India; in the U.S., increased active tenant requirements offset the impact of delayed decisions and a slowdown in large-scale transactions.

    • The global vacancy rate inched 10 basis points higher to 17.0% in the second quarter compared with 16.9% in the first quarter 2025 and 16.6% a year ago; with supply shortages intensifying for best quality space, global vacancy is likely nearing a peak in the U.S. and EMEA.

    Notes:



  • Source: JLL Research, July 2025

  • North America represents U.S. and Canadian markets only for quarterly results, U.S. only for annual results; Prime Office Rental Growth: unweighted average of 30 major markets

    Industrial leasing industry highlights

    North America Gross Leasing Europe Gross Leasing Asia Pacific Net Absorption

    2%

    21

    18

    15

    Millions sqm

    12

    9

    6

    3

    0

    5-year Q2 Avg (2019-2023)

    Q2 2024 Q2 2025

    8

    -24%

    6

    4

    2

    0

    5-year Q2 Avg (2019-2023)

    Q2 2024 Q2 2025

    5

    14%

    4

    3

    2

    1

    0

    5-year Q2 Avg (2019-2023)

    Q2 2024 Q2 2025

    Second Quarter Highlights

    • Global activity in the industrial sector declined year-over-year as tariff and trade uncertainty delayed decision-making and occupiers focused on short-term solutions; declines in EMEA were partially offset by APAC where shifting supply chains bolstered demand in select markets and in North America as occupiers searched for flexible solutions and high-quality space.

    • Shifting tariff and trade negotiation timelines are expected to continue to impact planning and inventory strategies; many companies more exposed to supply chain uncertainty are focused on flexible short-term solutions, looking to third-party logistics providers for agile space management or signing short-term deals or renewals. Markets and industries with lower exposure will continue to transact and may look to increase inventory levels to build resiliency.

    Notes:



  • Source: JLL Research, July 2025

  • North America Gross Leasing: 60 city markets; EMEA Gross Leasing: 9 national markets; Asia Pacific Net Absorption: 38 city markets

    ( T S X T Q N I F Y J I K N S F S H N F Q X



    Consolidated second quarter 2025 financial results

    Growth rates represent % change over Q2 2024

    Q2 2025

    Q2 2024

    '25/'24 % Chg. USD

    '25/'24 % Chg.

    Local Currency

    Revenue

    $6,250M

    $5,629M

    11%

    10%

    Gross Contract Costs

    $4,187M

    $3,747M

    12%

    11%

    Platform operating expenses

    $1,845M

    $1,717M

    7%

    6%

    Adjusted EBITDA

    $292M

    $246M

    18%

    17%

    Adjusted Net Income

    $159M

    $123M

    29%

    29%

    Adjusted Diluted EPS

    $3.30

    $2.55

    29%

    29%

    Second Quarter Highlights

    • Resilient revenue business lines continued to deliver strong growth, collectively up 11% local currency, led by Project Management and Workplace Management.

    • Transactional businesses were collectively up 7% local currency, led by Investment Sales, Debt/Equity Advisory and Other.

    • The improved profit and margin were largely driven by Resilient revenue growth (primarily within Real Estate Management Services) as well as revenue growth from Investment Sales, Debt/Equity Advisory and Other, together with enhanced platform leverage and continued cost discipline (partially enabled by increased use of technology and shared service centers).

    Notes:

  • Q2 2025 Organic Revenue growth up 10% local currency

  • Non-GAAP items listed above include Adjusted Net Income, Adjusted Diluted EPS, Adjusted EBITDA



  • Refer to pages 25 - 28 for definitions and reconciliations of non-GAAP financial measures

    Consolidated YTD 2025 financial results

    Growth rates represent % change over six months ended Q2 2024

    Q2 2025 YTD

    Q2 2024 YTD

    '25/'24 % Chg. USD

    '25/'24 % Chg.

    Local Currency

    Revenue

    $11,997M

    $10,753M

    12%

    12%

    Gross Contract Costs

    $8,129M

    $7,246M

    12%

    13%

    Platform operating expenses

    $3,509M

    $3,227M

    9%

    9%

    Adjusted Net Income

    $271M

    $209M

    30%

    28%

    Adjusted Diluted EPS

    $5.60

    $4.33

    29%

    28%

    Adjusted EBITDA

    $517M

    $433M

    19%

    19%

    Notes:

  • YTD 2025 Organic Revenue growth up 12% local currency

  • Non-GAAP items listed above include Adjusted Net Income, Adjusted Diluted EPS, Adjusted EBITDA



  • Refer to pages 25 - 28 for definitions and reconciliations of non-GAAP financial measures

    ' Z X N S J X X X J L R J S Y X W J X Z Q Y X



    Second quarter 2025 financial results - Business segments

    $M. Growth rates in local currency; represent % change over Q2 2024

    Operating Expenses

    Revenue Gross Contract Costs Segment Platform

    Adjusted EBITDA

    Real Estate

    $4,894

    $4,173

    $644

    $107

    Management Services

    11%

    12%

    7%

    19%

    Leasing

    $677

    $3

    $565

    $120

    Advisory

    5%

    (60)%

    6%

    6%

    Capital Markets

    $520

    $2

    $487

    $55

    Services

    12%

    (85)%

    9%

    61%

    Investment

    $103

    $8

    $81

    $16

    Management

    (2)%

    (5)%

    (3)%

    (32)%

    Software and

    $56

    $1

    $69

    $(6)

    Technology Solutions

    (1)%

    (64)%

    (3)%

    43%

    Consolidated

    $6,250

    10%

    $4,187

    11%

    $1,845

    6%

    $292

    17%

    Notes:



  • Refer to pages 25 - 28 for definitions and reconciliations of non-GAAP financial measures

    YTD 2025 financial results - Business segments

    $M. Growth rates in local currency; represent % change over six months ended Q2 2024

    Operating Expenses

    Revenue Gross Contract Costs Segment Platform

    Adjusted EBITDA

    Real Estate

    $9,463

    $8,103

    $1,246

    $173

    Management Services

    12%

    13%

    9%

    7%

    Leasing

    $1,263

    $5

    $1,064

    $217

    Advisory

    9%

    (64)%

    9%

    15%

    Capital Markets

    $956

    $3

    $906

    $103

    Services

    14%

    (89)%

    12%

    73%

    Investment

    $202

    $17

    $159

    $32

    Management

    (3)%

    (4)%

    -%

    (28)%

    Software and

    $113

    $1

    $135

    $(9)

    Technology Solutions

    3%

    (51)%

    2%

    41%

    Consolidated

    $11,997

    12%

    $8,129

    13%

    $3,509

    9%

    $517

    19%

    Notes:



  • Refer to pages 25 - 28 for definitions and reconciliations of non-GAAP financial measures

    Real Estate Management Services

    Growth rates represent % change over Q2 2024

    Revenue Adjusted EBITDA

    $M

    $4,894

    $3,021

$3,349

$788

$972

$437

$454

$4,370 $124

$M

$89

+19%

local currency

$119

$107

+11%

local currency

Q2 2024 Q2 2025

Workplace Management
Project Management

Property Management

Portfolio Services and Other

Q2 2024 Q2 2025

Gross contract costs: $3,717 $4,173

Second Quarter Highlights

  • Real Estate Management Services revenue growth of 11% local currency (12% USD) was led by strong performance in Workplace Management (up 10% local currency / 11% USD) with client wins slightly outpacing mandate expansions, as incremental pass-through costs augmented high single-digit management fee growth.

  • Project Management revenue growth of 22% local currency (23% USD) was led by new or expanded contracts in the U.S. and Asia Pacific, as a mid-teens management fee increase was supplemented by higher pass-through costs.

  • The increases in Adjusted EBITDA and margin were primarily attributable to the revenue growth, coupled with continued cost discipline, more than offsetting the favorable prior-year impact of incentive compensation accruals timing.

Notes:



  • Refer to pages 25 - 28 for definitions and reconciliations of non-GAAP financial measures

    Leasing Advisory

    Growth rates represent % change over Q2 2024

    $M

    $112

    $120

    +6%

    local currency

    Revenue Adjusted EBITDA

    $619

$652

$677

$M

$642

$23 $25

+5%

local currency

Q2 2024 Q2 2025

Leasing
Advisory, Consulting and Other

Q2 2024 Q2 2025

Gross contract costs: $8 $3

Second Quarter Highlights

  • Leasing Advisory revenue growth of 5% local currency / USD was driven by Leasing growth across major asset classes, led by continued momentum in industrial and office. Geographically, Leasing revenue growth was led most significantly by the U.S., with notable contributions from France, Australia and Singapore.

  • With the backdrop of market-wide decelerating growth, Leasing performed in line with global office volumes and outperformed U.S. office volumes (down 3%) in 2Q, according to JLL Research.

  • The U.S. was primarily driven by growth in industrial, both from higher volume and deal size, while a notable increase in deal size for U.S. office was largely offset by lower volume as the asset class was up low single digits.

  • Adjusted EBITDA and margin improvements were largely driven by revenue growth, tempered by discrete variable operating expenses in the second quarter.

Notes:



  • Refer to pages 25 - 28 for definitions and reconciliations of non-GAAP financial measures

    Capital Markets Services

    Growth rates represent % change over Q2 2024

    Revenue Adjusted EBITDA

    $M

    $320

$381

$96

$42

$98

$42

$458

$M

$34

+61%

local currency

$520

$55

+12%

local currency

Q2 2024 Q2 2025

Investment Sales, Debt/Equity Advisory
Value and Risk Advisory Loan Servicing

Q2 2024 Q2 2025

Gross contract costs: $12 $2

MSR: $(12) $(4)

Second Quarter Highlights

  • Capital Markets Services revenue growth of 12% local currency (14% USD) was led by debt advisory and investment sales.

  • Excluding the impact of Mortgage Servicing Rights (MSRs), Investment Sales, Debt/Equity Advisory and Other revenue growth of 14% local currency (16% USD) was led most notably by the residential sector, with office, industrial and retail also contributing. Geographically, the U.S., Japan and MENA led the revenue growth.

  • In Q2 2025, the company recognized $14.0 million of incremental expense associated with an enhanced loss-share agreement with Fannie Mae for a specific three-loan portfolio, which was more than offset by the $18.0 million expense recognized in the prior-year quarter associated with the August 2024 repurchase of a loan which JLL originated and then sold to Fannie Mae.

  • Adjusted EBITDA and margin improvements for the quarter were primarily attributable to revenue growth and the net impact of year-over-year loan-related losses described above.

Notes:



  • Net non-cash MSR and mortgage banking derivative activity shown as "MSR" above

  • Refer to pages 25 - 28 for definitions and reconciliations of non-GAAP financial measures

    Investment Management

    Growth rates represent % change over Q2 2024

    Revenue

    $M

    Adjusted EBITDA

    $M

    $103

    $7

    $3

    $103

    $7

    $3

    (2)%

    local currency

    $93

    $93

    $23

    $16

    (32)%

    local currency

    Q2 2024 Q2 2025

    Advisory Fees
    Transaction Fees and Other
    Incentive Fees

    Q2 2024 Q2 2025

    Gross contract costs: $9 $8

    Second Quarter Highlights

    • Investment Management's revenue decline of 2% local currency (0% USD) was primarily due to lower advisory fees (down 2% local currency / 0% USD) following declines in assets under management (AUM), continuing to reflect asset disposition activity on behalf of certain clients in the fourth quarter of 2024.

    • AUM of $84.9 billion at quarter end declined 2% local currency / USD over the trailing twelve months, reflecting net dispositions / withdrawals.

    • Adjusted EBITDA and margin change were largely driven by the absence of the $8.2 million gain recognized in the prior-year quarter following the purchase of a controlling interest in a fund managed by the company.

    Notes:

  • AUM reported on a one quarter lag



  • Refer to pages 25 - 28 for definitions and reconciliations of non-GAAP financial measures

    Software and Technology Solutions

    Growth rates represent % change over Q2 2024

    Revenue Adjusted EBITDA

    $M $M

    $56 $56

    $(6)

    (1)%

    local currency

    $(11)

    +43%

    local currency

    Q2 2024 Q2 2025

    Q2 2024 Q2 2025

    Gross contract costs: $1 $1

    Second Quarter Highlights

    • Software and Technology Solutions revenue decreased 1% local currency / USD, primarily due to reduced technology spend from certain large existing clients, partially offset by low double-digit growth in software services.

    • Adjusted EBITDA improvement was primarily attributable to the $4.7 million favorable year-over-year change in carried interest expense/benefit.

    Notes:

  • Included in Adjusted EBITDA for Software and Technology Solutions is a carried interest benefit of $2.5 million for Q2 2025 and a carried interest expense of $2.2 million for Q2 2024 related to equity (losses) earnings of the segment



  • As of June 30, 2025, JLL Spark - investments in proptech total ~$440 million, with the portfolio currently valued at ~$350 million, including notes receivables

  • Refer to pages 25 - 28 for definitions and reconciliations of non-GAAP financial measures

    ( F U N Y F Q F Q Q T H F Y N T S F S I G F Q F S H J X M J J Y



    Debt and leverage

    Highlights:

    • Strong balance sheet with ample liquidity provides operational flexibility.

    • Sequential quarter reduction in net debt was driven by positive free cash flow in Q2 2025.

      Debt and leverage ($M) Q2 2025 Q1 2025 Q2 2024

  • Year-over-year reduction in net debt reflected improved free cash flow over the trailing 12 months compared with the 12 month period ended June 30, 2024.

    Cash and cash equivalents 401 432 424

    Total debt

    Short-term borrowings Commercial paper Credit facility

    Long term senior notes

    1,988

    107

    690

    380

    811

    2,186

    88

    900

    420

    778

    2,176

    126

    -

    1,275

    775

    Total Net Debt $1,587 $1,754 $1,752

    Adjusted TTM EBITDA $1,269 $1,224 $1,034

    Net Debt /Adjusted TTM EBITDA 1.2x 1.4x 1.7x Corporate Liquidity $3,321 $3,312 $2,449

    Notes:

  • Refer to pages 25 - 28 for definitions and reconciliations of non-GAAP financial measures

  • Commercial Paper, Credit Facility and Long-Term Senior Notes amounts shown are gross of debt issuance costs

  • Credit Facility figures shown in table above represent amounts drawn

Investment Grade Credit Ratings

Moody's: Baa1 S&P: BBB+

$3.3B

Credit Facility

Maturing in November 2028

$2.5B

Commercial Paper Program

$400M

LT Senior Notes (Public Offering)

5-yr debt 6.875% fixed (due 2028)

€350M

LT Senior Euro Notes (Private Placement)

10-yr debt 1.96% fixed (due 2027)



12-yr debt 2.21% fixed (due 2029)

Return of capital to shareholders

51,105

$601

50,024

$343

47,508

47,510

47,416

47,379

$61

$62

$80

$100



$700 52,000

$600 51,000

$500 50,000

US$ Millions

$400

$300

49,000

Shares in 000s

48,000

$200 47,000

$100 46,000

$0

2020 2021 2022 2023 2024 2025 YTD

45,000

Highlights

  • Share repurchases totaled $41 million in Q2 2025, doubling the amount in Q1 2025, bringing the year-to-date total to $61 million.

  • Approximately $950 million remains on our share repurchase authorization.

  • $1.2B repurchased at an average share price of $198 since the beginning of 2020.

Share Repurchase
Shares Outstanding (EOP)

+ N S F S H N F Q Y F W L J Y X



2025 Financial Targets

Adjusted EBITDA

$50M increase to the bottom of the range. Previous range was $1,250 - $1,450M.

2025 Consolidated Financial Targets

$1,300-$1,450M

3 T S , & & 5 W J H T S H N Q N F Y N T S X



Reconciliation of net income to adjusted net income and adjusted diluted earnings per share

Three Months Ended June 30 Six Months Ended June 30

($M except per share data)

Net income attributable to common shareholders Shares (in 000s)

2025

2024

$112.3

48,334

$84.4

48,317

Diluted earnings per share

$2.32

$1.75

Net income attributable to common shareholders

$112.3

$84.4

Restructuring and acquisition charges

21.3

11.5

Net non-cash MSR and mortgage banking derivative activity

4.2

11.8

Amortization of acquisition-related intangibles(1)

16.0

15.8

Interest on employee loans, net of forgiveness

(2.0)

(1.3)

Equity losses - Investment Management and Software and Technology Solutions(1)

27.0

16.3

Credit losses on convertible note investments

0.2

-

Tax impact of adjusted items(2)

(19.6)

(15.3)

Adjusted net income

$159.4

$123.2

Shares (in 000s)

48,334

48,317

Adjusted diluted earnings per share(3)

$3.30

$2.55

2025

2024

$167.6

$150.5

48,372

48,302

$3.46

$3.12

$167.6

$150.5

41.0

13.2

17.1

20.8

32.1

31.0

(3.6)

(2.3)

55.7

21.2

0.7

-

(39.6)

(25.2)

$271.0

$209.2

48,372

48,302

$5.60

$4.33

  1. This adjustment excludes the noncontrolling interest portion which is not attributable to common shareholders.

  2. For the first half of 2025 and 2024, the tax impact of adjusted items was calculated using the applicable statutory rates by tax jurisdiction.



  3. Calculated on a local currency basis, the results for the three and six months ended June 30, 2025, include $0.01 and $0.04, respectively, favorable impact due to foreign exchange rate fluctuations.

Reconciliation of net income attributable to common shareholders to adjusted EBITDA

Three Months Ended June 30

Six Months Ended June 30

($M)

2025

2024

2025

2024

Net income attributable to common shareholders

$112.3

$84.4

$167.6

$150.5

Interest expense, net of interest income

35.3

41.7

59.9

72.2

Income tax provision

26.7

20.5

40.7

36.4

Depreciation and amortization(1)

66.7

61.4

137.4

121.4

Restructuring and acquisition charges

21.3

11.5

41.0

13.2

Net non-cash MSR and mortgage banking derivative activity

4.2

11.8

17.1

20.8

Interest on employee loans, net of forgiveness

(2.0)

(1.3)

(3.6)

(2.3)

Equity losses - Investment Management and Software and Technology Solutions(1)

27.0

16.3

55.7

21.2

Credit losses on convertible note investments

0.2

-

0.7

-

Adjusted EBITDA

$291.7

$246.3

$516.5

$433.4

  1. This adjustment excludes the noncontrolling interest portion which is not attributable to common shareholders.

    Non-GAAP measures

    Management uses certain non-GAAP financial measures to develop budgets and forecasts, measure and reward performance against those budgets and forecasts, and enhance comparability to prior periods. These measures are believed to be useful to investors and other external stakeholders as supplemental measures of core operating performance and include the following:

    1. Adjusted EBITDA attributable to common shareholders ("Adjusted EBITDA"),

    2. Adjusted net income attributable to common shareholders and Adjusted diluted earnings per share,

    3. Net Debt and

    4. Percentage changes against prior periods, presented on a local currency basis.

However, non-GAAP financial measures should not be considered alternatives to measures determined in accordance with U.S. generally accepted accounting principles ("GAAP"). Any measure that eliminates components of a company's capital structure, cost of operations or investments, or other results has limitations as a performance measure. In light of these limitations, management also considers GAAP financial measures and does not rely solely on non-GAAP financial measures. Because the company's non-GAAP financial measures are not calculated in accordance with GAAP, they may not be comparable to similarly titled measures used by other companies.

Adjustments to GAAP Financial Measures Used to Calculate non-GAAP Financial Measures

Net Non-Cash Mortgage Servicing Rights ("MSR") and Mortgage Banking Derivative Activity consists of the balances presented within Revenue composed of (i) derivative gains/losses resulting from mortgage banking loan commitment and warehousing activity and (ii) gains recognized from the retention of MSR upon origination and sale of mortgage loans, offset by (iii) amortization of MSR intangible assets over the period that net servicing income is projected to be received. Non-cash derivative gains/losses resulting from mortgage banking loan commitment and warehousing activity are calculated as the estimated fair value of loan commitments and subsequent changes thereof, primarily represented by the estimated net cash flows associated with future servicing rights. MSR gains and corresponding MSR intangible assets are calculated as the present value of estimated cash

flows over the estimated mortgage servicing periods. The above activity is reported entirely within Revenue of the Capital Markets segment. Excluding net non-cash MSR and mortgage banking derivative activity reflects how the company manages and evaluates performance because the excluded activity is non-cash in nature.

Non-GAAP measures (cont.)

Restructuring and Acquisition Charges primarily consist of: (i) severance and employment-related charges, including those related to external service providers, incurred in conjunction with a structural business shift, which can be represented by a notable change in headcount, change in

leadership or transformation of business processes; (ii) acquisition, transaction and integration-related charges, including fair value adjustments, which are generally non-cash in the periods such adjustments are made, to assets and liabilities recorded in purchase accounting such as earn-out liabilities and intangible assets; and (iii) lease exit charges. Such activity is excluded as the amounts are generally either non-cash in nature or the anticipated benefits from the expenditures would not likely be fully realized until future periods. Restructuring and acquisition charges are excluded from segment operating results and therefore are not line items in the segments' reconciliation to Adjusted EBITDA.

Amortization of Acquisition-Related Intangibles is primarily associated with the fair value ascribed at closing of an acquisition to assets such as acquired management contracts, customer backlog and relationships, and trade name. Such activity is excluded as it is non-cash and the change in period-over-period activity is generally the result of longer-term strategic decisions and therefore not necessarily indicative of core operating results.

Gain or Loss on Disposition reflects the gain or loss recognized on the sale of businesses. Given the low frequency of business disposals by the company historically, the gain or loss directly associated with such activity is excluded as it is not considered indicative of core operating performance.

Interest on Employee Loans, Net of Forgiveness reflects interest accrued on employee loans less the amount of accrued interest forgiven. Certain employees (predominantly in our Leasing and Capital Markets businesses) receive cash payments structured as loans, with interest. Employees earn forgiveness of the loan based on performance, generally calculated as a percentage of revenue production. Such forgiven amounts are reflected in Compensation and benefits expense. Given the interest accrued on these employee loans and subsequent forgiveness are non-cash and the amounts perfectly offset over the life of the loan, the activity is not indicative of core operating performance and is excluded from non-GAAP measures.

Equity Earnings/Losses (Investment Management and Software and Technology Solutions) primarily reflects valuation changes on investments reported at fair value. Investments reported at fair value are increased or decreased each reporting period by the change in the fair value of the investment. Where the measurement alternative has been elected, our investment is increased or decreased upon observable price changes. Such activity is excluded as the amounts are

generally non-cash in nature and not indicative of core operating performance.

Note: Equity earnings/losses in the remaining segments represent the results of unconsolidated operating ventures (not investments), and therefore the amounts are included in adjusted profit measures on both a segment and consolidated basis.

Credit Losses on Convertible Note Investments reflects credit impairments associated with pre-equity convertible note investments in early-stage

proptech enterprises. Such losses are similar to the equity investment-related losses included in equity earnings/losses for Software and Technology Solutions' investments and are therefore consistently excluded from adjusted measures.

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Disclaimer

Jones Lang LaSalle Inc. published this content on August 06, 2025, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on August 06, 2025 at 11:34 UTC.

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