Finance forum: Insurance


Insurance policies are contracts that are concluded between a company and a natural or legal person and under which the insurance company undertakes to pay the contract partner a contractually agreed amount for a fee (the so-called premium). This happens when a set time has passed or when a certain event occurs. Depending on the subject of the contract, insurances are divided into two broad types: “life insurance” and “damage insurance”.


Applying for an insurance claim? Here’s why you might end up with nothing.

Posted on 02.09.2021

Who would have thought that posting a selfie while on vacation could void your insurance cover! That’s what a study by MoneySuperMarket, surveying 2,000 people across the UK in June 2021, has shown. Failing to read the terms and conditions carefully could lead you to breach the terms unintentionally and invalidate your cover.  The research found that 16% of people posted selfies while still on vacation without knowing that would lead to having the insurance company turn down their in ...

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What is tenant insurance?

Posted on 12.05.2021

Unsure what tenant insurance is? First, let’s consider the responsibilities of the landlord and the tenant. The landlord, as the owner of the property, is responsible for the structure and fittings of the property. They usually have in place insurance to repair or rebuild the property in case of damage, including anything they have offered as part of the property such as the fridge or any furniture. As for the soft furnishings or personal belongings, these are not the responsibility o ...

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